Which type of insurance pays remaining medical bills after personal insurance payments?

Secondary insurance coverage is a type of insurance that pays for remaining medical bills after the primary personal insurance has made its payments. This can be particularly beneficial in situations where a patient’s medical expenses exceed the limits set by their primary insurance policy, or when certain treatments are not fully covered.

When a policyholder utilizes their primary insurance, that plan pays out according to its benefits, and any outstanding balance incurred from medical expenses may still exist. Secondary insurance steps in to help cover these remaining costs, alleviating the financial burden on the insured individual. This coverage can be especially important for athletes and patients with high medical costs, ensuring that they receive the necessary care without incurring excessive out-of-pocket expenses.

Having secondary insurance can enhance overall financial protection and access to healthcare services, making it a valuable consideration for individuals needing extensive medical treatment.