Which type of health insurance covers hospitalization, illness, and emergency care?

General health insurance is designed to provide a broad range of coverage that encompasses necessary medical care, including hospitalization, treatment for illnesses, and emergency care. This type of insurance typically covers visits to doctors, surgical procedures, prescription medications, and other essential health services, ensuring that individuals can access required medical attention without bearing the entirety of the costs.

In contrast, critical illness insurance focuses narrowly on specific severe illnesses and often provides a lump sum payment upon diagnosis, rather than covering ongoing medical expenses. Workers' compensation insurance is related to injuries or illnesses incurred in the workplace, providing benefits for lost wages and medical costs associated with employment-related incidents. Catastrophic insurance generally provides protection against extremely high costs for severe injuries or illnesses, but it typically has high deductibles and is meant to cover worst-case scenarios rather than everyday medical needs.

This comprehensive coverage characteristic of general health insurance makes it suitable for addressing a wide array of healthcare needs, which is essential for individuals seeking protection against potential medical expenses.