Which part of Medicare includes a monthly premium charge for physician services?

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Part B of Medicare is specifically designed to cover outpatient care, which includes physician services, preventive services, and some medically necessary supplies. This part does indeed have a monthly premium that beneficiaries are required to pay, which helps fund the costs associated with these services. Notably, while Part A generally covers inpatient hospital stays and some home health services without requiring a premium for most individuals (as long as they have paid Medicare taxes), and Part C (Medicare Advantage) and Part D (prescription drug coverage) involve different structures, it is Part B that is distinctly associated with a premium charge tied directly to physician visits and relevant outpatient care.

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