What type of insurance is designed to cover malpractice and wrongful actions?

Errors and omissions liability insurance is specifically designed to protect professionals against claims of negligence, errors, or omissions that may arise from their professional services. This type of insurance is particularly relevant for professions where advice, services, or expertise are provided, as it addresses the risk of causing financial harm to clients due to mistakes or insufficient work.

In the context of athletic training, this coverage is essential as it shields trainers from lawsuits that could stem from allegations of malpractice or inadequate care. It serves as a safeguard, ensuring that if a client believes they have suffered a loss due to the trainer's actions or oversight, the insurance can help cover legal costs and any settlements.

The other options do not specifically address malpractice and wrongful actions in the same way. Liability insurance can cover a broader scope of liabilities but may not specifically include the nuances of errors and omissions. General health insurance focuses on health expenses incurred by individuals and does not relate to professional liability. Accident insurance provides coverage for injuries resulting from accidents but is not meant to address claims of negligence or professional mishaps.